Detailed, step-by-step timeline from offer acceptance to closing day—know what’s due, who’s responsible, and what happens next.
Typical Escrow Length
- ~30 days (financed)
- ~10–21 days (cash)
- Add time for repairs/condo docs
Key Players
- You + your agent
- Lender & underwriter
- Title/escrow company
- Inspector & appraiser
Funds Needed
- Earnest money (1–3%)
- Down payment
- Closing costs (2–5%)
Day 0
Offer Accepted 🎉
Clock starts now. Save every email and set reminders for each deadline.
Days 1–3
Early Disclosures & Loan Kickoff
Front-load paperwork to keep underwriting smooth.
Days 5–10
Inspections & Negotiations
Use inspections to understand condition and leverage repairs/credits.
Days 10–20
Appraisal & Underwriting
Valuation + verification. Respond quickly to any doc requests.
Days 20–27
Final Approval & Closing Disclosure
You’re almost there—watch the dates tightly now.
Days 27–29
Final Walkthrough & Signing
Confirm condition and sign the mountain of paperwork.
Day 30
Closing Day
Documents record, funds disburse, keys arrive. Cue happy dance.